Among the countries of the European Union, Greece offers one of the most accessible and stable migration mechanisms through investments. Investors see the Greek program as a way not only to establish themselves in the Mediterranean region but also to secure a European future. However, it is important to understand the difference between the right of residence and full citizenship. Below is a structured overview that examines in detail the question of whether it is possible to obtain Greek citizenship through investments?
How does the Golden Visa for investments work in Greece?
Currently, there is no direct program that allows obtaining Greek citizenship through investments. However, an investor can expect a phased process: first – a residence permit in Greece through the purchase of real estate or other means, then – permanent residency, and only after meeting a series of conditions – naturalization and an EU passport.
The so-called Greek Golden Visa is a mechanism for issuing a residence permit for 5 years with an investment starting from 250,000 euros in real estate. This is one of the most accessible thresholds in the European Union. The investor gains the right to reside in the country without the need to be constantly present on its territory.
The rights of a residence permit holder include: freedom of movement in the Schengen area, the ability to conduct business, register vehicles, and access medical services. However, to be eligible for a passport, much more is required: residence, adaptation, language proficiency, integration into society.
Main paths to citizenship through naturalization
To be eligible for Greek citizenship through investments, it is necessary to go through all stages in order. After obtaining a residence permit, the investor must:
- reside in the country for at least 7 years with breaks, but with actual presence in the country;
- demonstrate stable income, tax transparency, and participation in society;
- pass an exam on knowledge of the Greek language, history, law, and culture;
- not have serious violations of the law during the period of residence.
If all conditions are met, it is possible to apply for a passport through the standard naturalization procedure. The process from application submission to decision can take between 12 to 24 months.
Investment forms that pave the way for a residence permit
Greek legislation provides for several forms of investments that grant the right to a residence permit. This expands the opportunities for potential migrants and makes the country attractive to various profiles of investors. Popular investment instruments include:
- acquisition of real estate worth at least 250,000 euros;
- investment in shares in Greek funds or investment portfolios;
- opening a deposit of at least 400,000 euros in a national bank;
- purchase of shares in Greek companies listed on the stock exchange;
- leasing a hotel or tourist complex for at least 10 years.
Such investments grant access to the Greek Golden Visa, which serves as a starting point for a future application for Greek citizenship through long-term residence.
Advantages of citizenship for investors
A holder of Greek citizenship receives not only the country’s passport but also all the rights of an EU citizen, including freedom of movement, the ability to live and work in any EU country, access to healthcare systems, educational programs, and financial instruments. Key benefits for naturalized investors include:
- visa-free access to more than 180 countries;
- the right to own assets in any EU country without restrictions;
- protection against political and financial risks in their home jurisdiction;
- the ability to extend citizenship to spouses, children, and parents;
- participation in elections and local governance.
Thus, with a well-thought-out strategy for obtaining Greek citizenship through investments, an investor gains a new level of rights and freedoms.
Alternative ways to expedite the process
Certain categories of individuals may be eligible for an accelerated passport application process. For example, marriage to a citizen of the country, descent from Greek ancestors (repatriation), or the birth of a child open additional opportunities. There is also a practice of considering contributions to economic development, especially if investments significantly exceed the minimum thresholds.
Options are being explored where family members of the investor automatically receive a residence permit, children who have lived and studied in the country can apply for citizenship faster, and parents under the care of the main applicant are entitled to join the main applicant.
All the mentioned aspects do not negate the need for residence and integration, but they can expedite the path to obtaining European citizenship.
Importance of banking infrastructure and currency flows
Immigration authorities require proof of the source of funds. Therefore, it is important to open an account in a Greek bank for the residence permit in advance to conduct operations correctly and demonstrate a transparent capital structure. Direct transfers from non-EU countries often trigger additional checks.
Additionally, having a deposit of at least 400,000 euros can serve as an investment basis for obtaining a residence permit, especially if the bank is an accredited structure participating in a state capital attraction program.
Is it possible to obtain Greek citizenship through investments in 2025?
Although a direct scheme for obtaining Greek citizenship through investments is not provided, the path through a residence permit, residency, meeting requirements, and naturalization is entirely feasible and recognized by European structures. The Greek system provides a stable foundation for those planning long-term immigration and are willing to integrate into the local society. Transparency, financial flexibility, bank support, and accessible thresholds make the country attractive for both private investors and major players.
Greece is not only a gateway to the Schengen Area but also to full European citizenship if the strategy is well-planned for years ahead!
The sunny country opens its doors to every scenario of property use: from living to running a business. Real estate attracts with comfort and favourable conditions, especially for retirees who are looking for a cosy and warm place to live a quiet life in Greece. It is the perfect atmosphere for those who want to meet the sunset of their life surrounded by beautiful scenery and good-natured neighbours. There are plenty of options, from small apartments to cosy houses in picturesque villages. Both for lovers of travelling and for those who want to spend the summer by the sea.
Investing in property in Greece is not only a financially rewarding decision, but also an opportunity to be part of an incredible history, experience Greek hospitality and enjoy the unique nature. The country offers excellent prospects for investors looking for stable investments with high returns. Whether the purchase is for personal use, rental or business, every investment becomes part of the big dream of living on the shores of the Aegean Sea.